The Sharp Experience is your Medicare advantage

You may see Sharp HealthCare doctors. But the only way to ensure you have the full Sharp Experience from coverage to care is with a Sharp Direct Advantage® plan, only from Sharp Health Plan. The Sharp Experience isn’t one thing we do. It’s everything we do. As a Sharp Health Plan member, you’ll enjoy an extra level of personalized care and service.

Best Medicare Advantage Plan in California

Sharp Health Plan was the only plan to be included in the 2024 U.S. News and World Report list of Best Insurance Companies for Medicare Advantage in California.

Best Insurance Companies - Medicare Advantage - California (US News & World Report 2024)
  
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Affordable

 

$0 and low-cost monthly premium plan options

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Direct

Delivering The Sharp Experience, from health insurance to health care

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Local

Medicare by San Diegans, for San Diegans

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Simple

Easy to enroll with personalized support

  

You could save money and get more

You’ve earned your Medicare benefits, now it’s time to enjoy them. Sharp Health Plan members have access to extensive prescription drug benefits, a comprehensive dental plan, emergency care coverage worldwide and so much more.

Individuals

Plans for Medicare-eligible individuals residing in San Diego County

ID card   $0 monthly premium1   Dental   $0 comprehensive DHMO dental premium plus a NEW PPO dental plan for a $50 monthly premium2
Prescriptions NEW! Up to $125 each quarter for eligible over-the-counter health products, now with added flexibility3 Chiropractic Expanded chiropractic coverage
Doctor's visits $0 copay for primary care physician and specialist visits4 Vision Vision care and hearing coverage
icon-teal-coach Free wellness program including personal health coaching Gym Free fitness resources through Silver&Fit®
Travel Emergency Travel Services Acupuncture Up to 30 acupuncture visits per plan year at $10 per visit5

1 Applies to both Sharp Direct Advantage Gold Card Plan and Sharp Direct Advantage VIP Plan.
2 Dental included with Platinum Card and VIP Plan, PPO buy up optional for all plans.
3 $100 for Gold Card and VIP Plans and $125 for Platinum Card Plan each quarter.
4 VIP Plan only.
5 Combined with chiropractic visits.

Former Sharp employees

Our exclusive plans provide coverage for you and your dependents.

ID card   $0 monthly premium for Sharp Direct Advantage Basic, or $68 monthly premium for Sharp Direct Advantage Premium   Dental   Comprehensive DHMO dental coverage option plus a new PPO dental plan option for $50 monthly premium1
Doctor's visits $5 copays for primary care physician visits icon-blue-vision Vision care and hearing coverage
icon-blue-coach Free wellness program including personal health coaching Gym membership Free fitness resources through Silver&Fit®
Travel Emergency Travel Services Acupuncture visits Up to 30 chiropractic visits per plan year at $10 per visit

1 Dental benefit is optional for Sharp Direct Advantage Basic and Premium members.

City of San Diego (SDPEBA)

Our exclusive plan for City of San Diego retirees and their dependents.

ID card   $208 monthly premium*   Dental   $0 per day for inpatient hospital care
Prescriptions $10 copays for primary care physician visits Vision Vision care and hearing coverage
icon-teal-coach Free wellness program including personal health coaching Gym Free fitness resources through Silver&Fit®
Travel Emergency Travel Services Acupuncture $0 ambulance
Travel Up to $100 each quarter for eligible over-the-counter health products

* You must continue to pay your Medicare Part B premium.

Sharp Direct Advantage is offered by Sharp Health Plan. Sharp Health Plan is an HMO with a Medicare contract. Enrollment with Sharp Health Plan depends on contract renewal. Read the full disclaimer.

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Page Last Updated: 12/06/2023
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